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Long-term care Planning

Thursday, November 29, 2018

Alzheimer's Factors to Be Aware Of

According to the Alzheimer’s Association, Alzheimer’s disease is a type of dementia that causes problems with memory, thinking and behavior. Symptoms usually develop slowly and get worse over time . . .


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Thursday, November 1, 2018

New Opportunities for Wartime Veterans and their Widows

The Department of Veterans Affairs (VA) recently released new eligibility rules for the VA pension program.
Read more . . .


Wednesday, September 26, 2018

It Will Be More Difficult to Obtain VA Aid and Attendance Benefits

VA pension benefits, also known as Aid and Attendance, are an important resource for wartime veterans and their surviving spouses who have high home care and assisted living costs.
Read more . . .


Wednesday, September 19, 2018

Points to Discuss with Your Parents as they Age

Your parent is getting on in age, but you don't have a clear idea if there is a plan in place for their care. It is a difficult topic to broach; no one wants to talk about getting older and the financial realities that come with aging.
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Wednesday, August 29, 2018

Long-term Care Insruance


Long-term care insurance is very beneficial for the elderly or disabled person who need will services or support to meet their personal care or health needs. However, it is important to understand long-term care insurance before the time comes when the benefits are needed. Unfortunately, many people wait and then miss out on what long-term care insurance can offer.

Should I get long-term care insurance?

There are a few things to consider before you go out and purchase long-term care insurance. First, consider your age.
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Monday, July 23, 2018

What to Do After a Dementia Diagnosis

Many elderly people who are diagnosed with dementia are unprepared for future care. Once this type of diagnosis is received, preparing for the future can no longer be avoided. If you or someone you love has received a dementia diagnosis, begin immediately to discuss and seek guidance for future care.
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Thursday, June 21, 2018

The Challenges of Placing a Parent in Long Term Care

Long term care (LTC) is a term that has many parts to its definition. It is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system which can be formally or informally provided.
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Tuesday, May 8, 2018

Medicaid Divorce: Maybe . . . Maybe Not.


Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated.

Unfortunately, several years after the marriage, Harry was then diagnosed with Alzheimer’s. Medical bills piled up, his condition worsened, and soon Wanda was no longer able to care for him at home.
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Wednesday, April 25, 2018

When Keeping Care in the Family, Put it in Writing


Ruth lived alone after her husband died. Soon her son Ted noticed that she didn’t have enough clean clothes, her fridge was empty, and she had fallen a few times.

Clearly if Ruth were going to stay at home – and who wouldn’t rather do that, if possible – she would need help. Ted was willing to move in and care for Ruth, but he would have to sell his house and quit his job, losing employment benefits and putting his career on hold. However, if he could be paid for Ruth’s care, that would ease the sacrifice considerably.
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Monday, March 26, 2018

Creative Financial Approaches for Paying for Long-term Care

Long term care insurance was sold aggressively in the 1980s, 90s and thereafter to offset the costs of seniors needing to live in a nursing home, assisted living or needing at home health care. Now, however, the business of long term care insurance has dramatically changed.

Read more . . .


Tuesday, September 26, 2017

Is There a Link Between Sleep and Alzheimer’s?

One in three Americans do not get enough sleep, and 45% of the remaining world’s population doesn't either. The US Centers for Disease Control and Prevention calls that a "public health problem," because disrupted sleep is associated with a higher risk of physical and mental conditions including diabetes, stroke and cardiovascular disease. There is evidence suggesting that there is a link between lack of sleep, Alzheimer’s disease, and dementia.

Read more . . .


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Elder Law, Estate Planning, and Probate attorney Andrew Byers helps people in Troy, MI and throughout Oakland County, MI including Royal Oak, Clawson, Berkley, Huntington Woods, Rochester Hills, as well as throughout the metro Detroit area, including Macomb County and Wayne County, Michigan.



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