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Michigan Elder Law Today

Sunday, July 15, 2012

Hospital Discharge Issues

When an elderly person is admitted to the hospital, it’s a stressful event.  A situation that can compound that stress is if the hospital wants to discharge your older parent or other loved one before you feel they are ready to be discharged.


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Wednesday, July 11, 2012

Medicare Part A

Medicare Part A provides health care coverage for care in hospitals as well skilled care in nursing home or rehabilitation centers. Medicare Part A also provides coverage for care provided in hospice facilities and certain home health care services.


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Sunday, July 8, 2012

Medicare


After practicing elder law for 15 years, I have found that my prospective clients and their families continue to be mystified by the Medicare program and what it does and does not cover.  As such, this is the first in a series of blog posts that I hope will be useful in explaining the Medicare program.

Medicare was first enacted into law in 1965 and it is the United States government's health care insurance program for people 65 years of age and over. In addition, the program includes coverage for individuals who are permanently disabled, regardless of their age.  Unlike Medicaid, Medicare is wholly a federal program, meaning that the states are not involved in its administration.
Read more . . .


Sunday, April 29, 2012

The VA's Income Test for Aid and Attendance

The United States Department of Veterans Affairs (VA) Aid and Attendance program can be an excellent option for older wartime veterans and their widows. Among other requirements, there are four tests to qualify for Aid and Attendance, including military service, medical status, asset level, income level, and then documentation and proof of these requirements. The topic of this post will be the income requirement.


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Friday, March 30, 2012

Turmoil in the Long-term Care Insurance Market

Long-term care is expensive.  Nursing homes in Michigan cost, an average, $227 per day or $6,816 per month for a semi-private room.  Assisted living in the metro-Detroit area cost, an average, $114 per day or $3,425 per month.  Home health aides cost, an average, $19 per hour. 


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Sunday, March 25, 2012

Can Adult Children be Paid by their Parents to Provide Care?

As an elder care attorney, I frequently meet with the adult children of a senior who has been hospitalized and is about to be discharged to a nursing home or has recently moved into a nursing home.  In these meetings, a common situation I see is that one of the adult children, frequently a daughter, has been providing  care to her mother or father for quite some time.  


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Wednesday, March 7, 2012

Mary and Don Plan Ahead

In my last post, I wrote about what you do with the home of a nursing home resident in a crisis Medicaid plan.  A crisis Medicaid plan is planning that is done when an older person’s move to a nursing home is imminent or after they have already moved to a nursing home.  While I, as an elder care attorney, can help save money in a crisis situation, since it is often better and less stressful to avoid a crisis, in this post I will discuss the options and benefits of planning ahead for long-term care.


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Sunday, March 4, 2012

What Do You Do with the Home of a Nursing Home Resident?

Many people are aware that an older person who is a nursing home resident can continue to own a home and qualify for Medicaid nursing home benefits.  Nevertheless, in assisting people in my elder care practice with paying for nursing home care, I have seen that the home is often the major asset at risk or that is lost, despite the protection provided to the home under Michigan’s Medicaid laws.


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Wednesday, February 29, 2012

Applying for Aid and Attendance is Not a Do-It-Yourself Project

The VA Aid and Attendance benefit is one of the best options for older wartime veterans or their widows who need elder care assistance.

Long term care is expensive, and the receipt of these veterans services can help avoid the high costs of nursing home care, assisted living, or home care in depleting an older person’s assets.  That’s important because, once an older person is out of money, their only care option is to apply for Medicaid. 


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Saturday, February 25, 2012

Applying for Medicaid is Not a Do-It-Yourself Project

As an elder law attorney who assists seniors and their families with Medicaid eligibility, I am frequently called on to review Medicaid nursing home applications that have been denied.  Since most people who need to move to a nursing home and apply for Medicaid are the frail elderly, often age 80 and over, these Medicaid applications were usually prepared by someone else for the nursing home resident, be it their spouse, who also may be quite elderly, or an adult child of the nursing home resident.


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Tuesday, December 6, 2011

Aid and Attendance benefits to Increase in 2012


There is good news for older veterans and their surviving spouses who rely upon Aid and Attendance to pay for their home care, assisted living, and nursing home costs.  The amounts veterans and their surviving spouses receive in Aid and Attendance will increase in January 2012.

The U.S. Department of Veterans Affairs has indicated that single veterans receiving Aid and Attendance will receive $1,703.
Read more . . .


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